DAREL, OOO

How DAREL, OOO processes personal information and verification data

This Privacy Policy explains which categories of data DAREL, OOO may process, the purposes of that processing, how information may be protected and retained, and what rights may be available to service users.

1. Scope and purpose

DAREL, OOO processes personal information only as necessary to provide digital financial-service functionality, support operational workflows, verify identity, prevent fraud, and comply with legal or regulatory obligations.

2. Categories of data we may collect

Contact and profile data

  • Name and surname.
  • Email address, including hashed email where needed for technical or security workflows.
  • Phone number, including hashed phone number where applicable.
  • Residential, mailing, or business address and similar identifying details.

Financial and application data

  • Payment details, bank information, and other repayment or payout identifiers.
  • Credit-related information, income details, liabilities, and application-associated financial data.
  • Operational records generated through service use, support interactions, or repayment handling.

Identity verification and face data

  • Selfie images and document images submitted as part of identity verification.
  • Verification outcomes confirming whether the submitted image matches the application data.
Face data is used only within the verification process and is not collected from unrelated device activity or background app behavior.

3. How data is used

  • To authenticate users and provide requested digital financial-service functionality.
  • To process transactions, repayment events, support requests, and service communications.
  • To detect fraud, protect platform integrity, and investigate suspicious activity.
  • To satisfy legal, compliance, accounting, and consumer-protection requirements.
  • To maintain service quality, resilience, and operational continuity.

Face data is used strictly for identity verification and anti-fraud checks associated with the application flow.

4. Disclosure to third parties

DAREL, OOO does not sell or rent personal data. Limited disclosure may occur only where necessary:

  • To vetted service providers supporting payment processing, hosting, verification, fraud prevention, or security operations under contractual safeguards.
  • To regulators, courts, or law enforcement authorities when disclosure is required by applicable law or binding request.
  • Within a merger, acquisition, or corporate restructuring, provided substantially similar protections continue to apply.

Face data is not disclosed for advertising or unrelated analytics purposes.

5. Retention and deletion

  • Account and operational records may be retained as long as reasonably required for service delivery and recordkeeping duties.
  • Financial records may be preserved for the periods required by law or regulation.
  • Face data is retained for 30 days from collection and then securely deleted unless a longer retention period is mandated by law.

6. Security measures

  • Protected transport and storage for sensitive information.
  • Role-based access restrictions and internal control procedures.
  • Security monitoring, audit, and incident-response practices.
  • Technical and organizational safeguards designed to reduce unauthorized access or misuse.

7. User rights

Subject to applicable law, users may have rights to request access to, correction of, deletion of, or restriction on the processing of their personal information. Requests may be sent to info@darel.bond.

8. International processing and third-party services

Certain functions may involve external payment, verification, or infrastructure providers. Data may be processed in jurisdictions with different legal regimes, subject to this Policy and applicable law.

9. Children's privacy

The service is not intended for children under 13. If you believe information from a child was submitted, please contact info@darel.bond.

10. Policy updates

DAREL, OOO may revise this Privacy Policy to reflect legal updates, operational changes, or security improvements. The most recently published version replaces earlier versions.