DAREL, OOO

Loan Terms and Conditions

Indicative borrowing parameters and service conditions provided by DAREL, OOO for informational purposes prior to any product application.

Provider

CompanyDAREL, OOO

Contactrena@darel.bond

CurrencyRussian Ruble (RUB)

Minimum age18 years

Core parameters

Loan amount Typical offers range from 8,000 to 100,000 RUB. In some scenarios the available ceiling may extend to 200,000 RUB after internal eligibility checks.

Loan term Between 61 and 91 calendar days. The exact duration is stated on the product card before the borrower accepts.

Daily rate From 0.08% to 0.10% of the remaining balance per calendar day, depending on the approved product.

Annual % rate Up to 31% APR calculated on a 365-day basis, covering daily interest and any applicable fees.

Repayment A lump-sum settlement at term end or a scheduled installment plan, as defined in the borrower's individual agreement.

The APR applied to a specific contract is derived from the disbursed amount, the daily rate, and the agreed term. It is confirmed in writing before funds are released.

Representative examples

Example A

Loan amount: 78,000 RUB
Term: 84 days
Daily rate: 0.09%
Total repayment: 83,897 RUB
Service cost: 5,897 RUB
APR: 31%

Example B

Loan amount: 35,000 RUB
Term: 68 days
Daily rate: 0.08%
Total repayment: 36,904 RUB
Service cost: 1,904 RUB
APR: 29%

Repayment and extension

Repayment can be initiated from the borrower's account in the service interface, by direct bank transfer, or through available partner payment points.
A term extension may be requested provided the charges accrued up to the extension date have been paid and the borrower continues to meet eligibility conditions.
Full or partial early repayment is allowed without additional penalties; the service charge is recalculated for the actual number of days the funds were in use.

Rights and obligations

Rights

Obtain a complete written summary of all costs and conditions before signing the agreement.
Ask the service team for explanations of the rate calculation, schedule, or any contractual clause.
Close the loan early in line with the signed agreement and applicable consumer credit legislation.

Obligations

Supply correct, current, and complete personal and financial data at application and during the loan lifecycle.
Make repayments on the dates and in the amounts set out in the agreement.
Inform DAREL, OOO promptly if circumstances may affect the ability to repay on time.

Disputes

Written questions about product terms or formal complaints should be addressed to rena@darel.bond. DAREL, OOO handles incoming requests following internal escalation rules and the timeframes required by law.

Last updated: March 25, 2026 · rena@darel.bond