DAREL, OOO

Representative loan terms for users of DAREL, OOO digital financial services

This page summarizes core loan parameters, repayment mechanics, customer rights, and service rules in a transparent format so users can review indicative terms before proceeding with any product workflow.

Provider information

DAREL, OOO provides access to digital loan-related services and disclosure materials for users interacting with financial product workflows. Any binding obligations arise only after the relevant agreement has been approved and accepted.

Representative examples on this page are shown in Russian Ruble (RUB). Product availability depends on scoring, compliance review, legal requirements, and lender approval.

Core parameters

Loan amount range
Typical offers may fall between 8,000 RUB and 100,000 RUB. In some scenarios, the visible range may extend from 1,000 RUB to 200,000 RUB after internal review.
Term
Indicative repayment duration generally ranges from 61 to 91 days, unless a selected product specifies another schedule.
Daily rate
The representative daily charge may vary from 0.08% to 0.10% depending on approval conditions and the selected product.
APR cap
Annual percentage rate may reach up to 31%.
Repayment structure
Depending on the offer, repayment may be made as a single maturity payment or under an installment-based schedule defined in the final agreement.
APR is calculated from the approved principal amount, the applicable daily rate, and the actual contract term. The binding value is always fixed in the signed agreement.

Illustrative examples

Example A

Loan amount: 100,000 RUB
Term: 91 days
Daily rate: 0.10%
Estimated total repayment: 109,100 RUB
Total service cost: 9,100 RUB
APR disclosure: 31%

Example B

Loan amount: 50,000 RUB
Term: 61 days
Daily rate: 0.09%
Estimated total repayment: 52,745 RUB
Total service cost: 2,745 RUB
APR disclosure: 31%

Repayment and extension rules

  • Payments may be made through the digital service interface, by bank transfer, or through partner payment channels where available.
  • Extension may be offered when charges due at the moment of extension are paid and internal eligibility conditions are met.
  • Early repayment is permitted, and charges are recalculated for the actual period of use where required by law or contract terms.

Customer rights and obligations

Rights

  • Receive understandable pre-contract information before accepting a loan agreement.
  • Request clarification regarding rates, schedules, fees, and service procedures.
  • Repay early when such repayment is permitted under the agreement and applicable law.

Obligations

  • Provide accurate, current, and complete information during application and servicing.
  • Meet repayment obligations in line with the agreed schedule.
  • Use the service lawfully and avoid unauthorized or misleading conduct.

Support and dispute handling

Questions regarding disclosures, repayment, or formal complaints may be sent to info@darel.bond. DAREL, OOO reviews incoming requests in line with internal procedures and applicable legal requirements.